Kamis, 03 Oktober 2013

How do you protect yourself from having your credit card info stolen?

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How do you protect yourself from having your credit card info stolen?
Whether it is from people hacking Walmart or Winners databases or from rigged ATM machines.
What can a person do to protect themselves?



Answer
Hmm, I 'm not sure how it is in the US, but over here in Australia, stores aren't allowed to keep records of your credit card details. It is sent electronically straight to the bank, deducted from your account and then deleted from the EFTPOS server. Ask how it works in the US at your bank or a store in your area.
In the case of ATM's, make sure that there is nothing attached to the slot which you put your card into. Know what your bank's atm's usually look like and don't use an atm if there's ANYTHING suspicious about it (eg if the card slot looks different, like it 'comes out' even though it's normally flat etc). Also, when you type your pin, cover the number pad with your other hand as closely as possible.
Usually card skimming involves a small camera attached somewhere on the atm, which films what pin you type (so covering the pad will add some protection) and a small device covering the card slot which reads your card and records your number etc. So watch out for that.
Make sure your credit card is signed! If the signature fades, get a new one!! I can't stress this enough. At my work I see so many people coming through the registers each day with unsigned or unreadable credit cards, and I always ask for ID. They are usually astounded that I do, because most other people don't ask. This is the one final measure of protection if your card is stolen, so make sure it is signed!

Furthermore, many banks these days offer added security features for stolen cards and online transactions. For example, my bank sends me an sms with a code when i want to make an online transaction - I have to enter that code online to be able to complete the transaction. So somebody would have to steal my account info, password AND my phone (plus phone pin) to deduct money from my account. Many banks also look for suspicious activity on credit card accounts (unusual spending etc), ask your bank about these sort of services. Last but not least, my bank would replace any money stolen through fraud, look for banks that offer this.

A few more things about internet banking: the way to spot a phishing site is this. Look at the right part of the url (the part just before the '.com'). Eg, yahoo q&a is obviously a part of yahoo. Notice that the url is (http://)answers.yahoo.com You can be sure this is legit, because the right side of the url is yahoo, which means that the 'answers.' part is a subdomain of yahoo.com.
So if it said (http://)yahoo.answers.ffn.com you should be more than suspicious, because this means you are on a subdomain of the website ffn.com...There are other measures you can take, because certain scams go as far as spoofing the url, that is, the url looks genuine, but in reality it is not - it's displaying a fake url! Look below (firefox) for protection from these scams.
Also, your bank (or any other reputable organisation) would never contact you via email about any important info, so be suspicious about any email claiming to be from your bank.
Firefox (a safer web browser than internet explorer) has a built in phishing filter. IE is slowly playing catch up with IE7, but is still lagging behind. So install and use firefox instead of internet explorer.

Now, finally, do these tests/tutorials and you'll be a lot safer from phishing attempts: http://cups.cs.cmu.edu/antiphishing_phil...

http://www.sonicwall.com/phishing/
The first one is in game format and is very very useful, it educates better than simply reading a tutorial! The second is more focused on email, and very good too!

For more computer focused security tips, see my other answer to your second question.

Hope this helps, I've tried to make my answer as detailed and exhaustive as possible..

has anyone traveled to australia with medication without a note from your doctor?




c473!


i have allergy meds and birth control that im taking with me on a trip(from canada) and am wondering if it is completely necessary for me to bring notes from my doctors.or is the bottle okay enough (it has my name on it) without any note

also should i put it on my carry on or checked luggage?



Answer
Always carry medications and any other valuable items like cameras, laptops, jewellery money and so forth in your hand luggage, never in checked bags. What would you do if you arrived at your destination and your bags were delayed or worse still, stolen?

You do not need to bring a note from your doctor, people advise you do this where the medication is in large quantities or unusual prescriptions or you need liquid meds over 3.4oz container size.

If your are simply bringing personal meds in an original container you do not even need to take it out of your bag at security. The authorities in Australia will not be concerned unless they believe you are bringing stuff in to sell.

The following link to the Canadian Government site may help confirm what I have said;

http://www.catsa-acsta.gc.ca/home.aspx?id=1&pname=Home_Accueil&lang=en

I travel to Australia from the UK three times a year and am on regular medication and have never had to prove what it is for or even been asked about it.




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