best value security camera system image
2cute4U
We are buying our first house, and would like to know if anybody has any recommendations on the best homeowners insurance for our money. Thank you!
Answer
There is no way around needing Homeowners insurance if you are about to embark on the journey of purchasing a home. Depending on the size of the home, Homeowners insurance can cost as little as $400 a year to as much as $2000 a year, if not more in some parts of the country. The amount of Homeowners insurance you receive will also be determined by the value of the interior property, including the upkeep of remodeling on the home, as well as whether your policy will include valuable electronics and jewelry.
Once you have determined what type of policy you would like to implement, you can begin discussing yearly and monthly costs with insurance agents. One thing to keep in mind while you are searching for Homeowners insurance is that the rates wonât vary that much between each company, but there are small ways to save a few dollars to a few hundred dollars, simply by finding some Homeowners insurance discounts that are available.
One of the easiest ways to receive a discount on Homeowners insurance is to install a home security system, and not the type that barks and growls. Many insurance companies are actually paired up with security companies like ADT or Brinkâs and will give you a discount for using that insurance company and that security company as well.
Even if you get Homeowners insurance and decide to go back later and install a security system, donât forget to go back and call your Homeowners insurance company once the system is installed so that you can receive a discount on your insurance. Further discounts may be given for motion sensors or even for video surveillance cameras installed on the home.
Another great way to receive a small discount on your Homeowners insurance is through fire and carbon monoxide detectors and fire resistant doors, brick and even walls. Remember that not all companies will offer the same discount for fire resistance and fire protection, so it is best to do research on how much of a discount can be received before diving in to remodeling the entire house for fire resistance.
Keeping up with newer appliances is another excellent way to help receive a Homeowners insurance discount. Older appliances are more likely to develop bad electrical connections, which can make the home susceptible to fire.
The first place to begin updating appliances is in the kitchen because kitchens are on the top of the list for places where fires begin. Many other insurance companies will offer a discount for new plumbing and electrical systems, or simply for a home that is less than ten years old altogether.
While some homeowners arenât willing to consider a higher insurance deductible, or the price they will pay before the insurance will begin paying for loss or damages, asking for price quotes with higher deductibles is an excellent way to receive a discount on your insurance.
Most Homeowners insurance companies start out with a minimum deductible of $250 to $500 dollars, but try raising the deductible by $250 and see how much this will save you a year. Often times, this can make a difference of nearly $100-$150 a year on the total insurance bill.
Remember, though, that if you choose this route, you may end up paying more than that $150 savings a year if something happens to your home and you have to pay the higher deductible. Simply weight the negatives and positives and decide if a higher deductible is right for you.
The final sure fire way to receive a Homeowners insurance benefit is to belong to a club or certain group. This could simply mean being in the "65 and older" club and receiving a senior citizens discount, or it could also mean already being a member of the bank where you are looking to purchase Homeowners insurance. Some insurance companies also give a discount if you plan on having both your car insurance and Homeowners insurance with that company.
Before settling for the first set of numbers thrown at you by the insurance company, be sure to ask about these discounts and make your assets work for you when shopping for Homeowners insurance.
There is no way around needing Homeowners insurance if you are about to embark on the journey of purchasing a home. Depending on the size of the home, Homeowners insurance can cost as little as $400 a year to as much as $2000 a year, if not more in some parts of the country. The amount of Homeowners insurance you receive will also be determined by the value of the interior property, including the upkeep of remodeling on the home, as well as whether your policy will include valuable electronics and jewelry.
Once you have determined what type of policy you would like to implement, you can begin discussing yearly and monthly costs with insurance agents. One thing to keep in mind while you are searching for Homeowners insurance is that the rates wonât vary that much between each company, but there are small ways to save a few dollars to a few hundred dollars, simply by finding some Homeowners insurance discounts that are available.
One of the easiest ways to receive a discount on Homeowners insurance is to install a home security system, and not the type that barks and growls. Many insurance companies are actually paired up with security companies like ADT or Brinkâs and will give you a discount for using that insurance company and that security company as well.
Even if you get Homeowners insurance and decide to go back later and install a security system, donât forget to go back and call your Homeowners insurance company once the system is installed so that you can receive a discount on your insurance. Further discounts may be given for motion sensors or even for video surveillance cameras installed on the home.
Another great way to receive a small discount on your Homeowners insurance is through fire and carbon monoxide detectors and fire resistant doors, brick and even walls. Remember that not all companies will offer the same discount for fire resistance and fire protection, so it is best to do research on how much of a discount can be received before diving in to remodeling the entire house for fire resistance.
Keeping up with newer appliances is another excellent way to help receive a Homeowners insurance discount. Older appliances are more likely to develop bad electrical connections, which can make the home susceptible to fire.
The first place to begin updating appliances is in the kitchen because kitchens are on the top of the list for places where fires begin. Many other insurance companies will offer a discount for new plumbing and electrical systems, or simply for a home that is less than ten years old altogether.
While some homeowners arenât willing to consider a higher insurance deductible, or the price they will pay before the insurance will begin paying for loss or damages, asking for price quotes with higher deductibles is an excellent way to receive a discount on your insurance.
Most Homeowners insurance companies start out with a minimum deductible of $250 to $500 dollars, but try raising the deductible by $250 and see how much this will save you a year. Often times, this can make a difference of nearly $100-$150 a year on the total insurance bill.
Remember, though, that if you choose this route, you may end up paying more than that $150 savings a year if something happens to your home and you have to pay the higher deductible. Simply weight the negatives and positives and decide if a higher deductible is right for you.
The final sure fire way to receive a Homeowners insurance benefit is to belong to a club or certain group. This could simply mean being in the "65 and older" club and receiving a senior citizens discount, or it could also mean already being a member of the bank where you are looking to purchase Homeowners insurance. Some insurance companies also give a discount if you plan on having both your car insurance and Homeowners insurance with that company.
Before settling for the first set of numbers thrown at you by the insurance company, be sure to ask about these discounts and make your assets work for you when shopping for Homeowners insurance.
How much storage space to store the video feed from 500 security cameras for 90 days?
seanh70
What type of hardware would I need to store that much video data? I want to be able to easily access it, organize it and store it. If I compress it and the video is of exceptional quality, when I retrieve it will it be of the same quality?
Answer
When capturing video I use Xvid4 @ .15bpp and it takes about 250mb for a 40min show. So that comes out to 6.25mb per minute. This includes mp3 audio being captured at 190kbs, so you are probably actually looking at closer to 5.5mb per minute. Also you could use a lower bpp, I use .15 because I notice no quality loss. Anyway.
5.5mb x 60min x 24hours x 90day x 500cams = 356.4TB
even if you were capturing high quality audio you would still only be at about 405TB.
When I am talking about quality I am comparing the image to DVD's at .15 I notice no distortion of the video and it is practically identical to the original.
Now for the hard part; hardware. This is a massive amount of data, if you were to build a storage system using the latest and largest harddrive technology(seagate 750GB perpendicular storage) you would require 534 sperate 750GB hard drives at $420.00 each. Or later this year when seagate releases their 1TB drives then you will need 400 of them.
Now if you can move some of the data to Tapes you can reduce the number of drives greatly and also the size of the recording system. You would have to invest in a very expensive and very fast tape backup drive, which can run upto $3000.00 or more. These drives will allow you to use backup tapes with capacities of 800GB or more and these tapes cost about $150.00 each. With the 800GB tapes you would need 500 of them to store for 90 days.
One thing to realize is that video is already compressed, if it wasn't it would be hugh. So don't pay to much attention to the tapes compressed values.
So your best bet for building a system is to have a system with 10+TB of hard-drive space, which is possible. You want this amount so you can record one entire day of video, then transfer all of that video data to tapes while you are recording the next day ( you will want your software to make 24hr videos for each camera.) One other thing to consider is that you will be recording about 4.5TB per day, this comes to 188GB/HR. While this isn't hugh you will probably want your drives to be arranged in 2 drive clusters running raid 0, just to be on the safe side. This will come in handy when you are trying to access data from that day and when transferring data.
For the rest of the computer(CPU, MEM, etc.) you will want a fairly good system. Top of the line CPU and as much memory as you can fit. Also you will need to purchase equipment that can encode your video on the fly. There are no computers, except for computers that are called Super, that can possibly encode that amount of data on the fly. Encoding is a very intensive process, and with out dedicated hardware can bring even modern systems to their knee's.
Organizing and storing will be fairly easy, just develope a system for tracking tapes by color and/or serial number.
The one part that is up for question is recieving the camera inputs. This would depend highly on your specific system.
Well I hope this helps out.
When capturing video I use Xvid4 @ .15bpp and it takes about 250mb for a 40min show. So that comes out to 6.25mb per minute. This includes mp3 audio being captured at 190kbs, so you are probably actually looking at closer to 5.5mb per minute. Also you could use a lower bpp, I use .15 because I notice no quality loss. Anyway.
5.5mb x 60min x 24hours x 90day x 500cams = 356.4TB
even if you were capturing high quality audio you would still only be at about 405TB.
When I am talking about quality I am comparing the image to DVD's at .15 I notice no distortion of the video and it is practically identical to the original.
Now for the hard part; hardware. This is a massive amount of data, if you were to build a storage system using the latest and largest harddrive technology(seagate 750GB perpendicular storage) you would require 534 sperate 750GB hard drives at $420.00 each. Or later this year when seagate releases their 1TB drives then you will need 400 of them.
Now if you can move some of the data to Tapes you can reduce the number of drives greatly and also the size of the recording system. You would have to invest in a very expensive and very fast tape backup drive, which can run upto $3000.00 or more. These drives will allow you to use backup tapes with capacities of 800GB or more and these tapes cost about $150.00 each. With the 800GB tapes you would need 500 of them to store for 90 days.
One thing to realize is that video is already compressed, if it wasn't it would be hugh. So don't pay to much attention to the tapes compressed values.
So your best bet for building a system is to have a system with 10+TB of hard-drive space, which is possible. You want this amount so you can record one entire day of video, then transfer all of that video data to tapes while you are recording the next day ( you will want your software to make 24hr videos for each camera.) One other thing to consider is that you will be recording about 4.5TB per day, this comes to 188GB/HR. While this isn't hugh you will probably want your drives to be arranged in 2 drive clusters running raid 0, just to be on the safe side. This will come in handy when you are trying to access data from that day and when transferring data.
For the rest of the computer(CPU, MEM, etc.) you will want a fairly good system. Top of the line CPU and as much memory as you can fit. Also you will need to purchase equipment that can encode your video on the fly. There are no computers, except for computers that are called Super, that can possibly encode that amount of data on the fly. Encoding is a very intensive process, and with out dedicated hardware can bring even modern systems to their knee's.
Organizing and storing will be fairly easy, just develope a system for tracking tapes by color and/or serial number.
The one part that is up for question is recieving the camera inputs. This would depend highly on your specific system.
Well I hope this helps out.
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